What news of your financial condition in 2014? If one of your financial resolution is to change lifestyle to reduce costs even more, the following steps can be tried:
1. Calculate the value For example, every year, the US women in their 30s, spent 1200 dollars on cosmetic shopping. If done for 10 years, has enough money to buy a car. Not that you should not wear cosmetics grade, just look at the value of how often wore. The more frequently used increasingly valuable to you, regardless of price.
2. Take advantage of rewards
Some products often provide free memberships to the advantage of any points or discount shopping. Do not ignore it! Once enrolled, diligent check how many points gained in order to receive discounts on these products-as well as on credit cards, yes.
3. Entertainment at home
Imagine, here, only US residents on average spend more than 450 dollars for a meal at the restaurant (excluding drinks). Entertaining friends at home can save money is big enough buy food or cook for themselves. Bonus: can linger to enjoy food without fear of being evicted owner resto.
4. Create a wait list
Delaying the purchase can change your thinking. Give me two days before you really sure want to buy an item. Chances are you going to spend money would be reduced 1/3 times. Afraid forget what items would be purchased? Write the first memo or smartphone.
5. Understand marketing trick
Often, the discount is only a marketing trick seller. For example, you want to buy a coat because it likes and needs, or just love because of price to Rp 750,000 from a previously Rp 1,500,000
